How Does It Work?

The insurance verification process is broken. It’s time-consuming, frustrating, and typically non-compliant.

Modives fixes that broken process with its products for Auto (CheckMy Driver) and Property (CheckMy Resident), the only real-time, AI-driven systems that verify your customers’ insurance in active, accurate, and adequate.

We handle all the work automatically, analyzing data directly from their carrier through our adequacy engine to ensure they have the coverages you require.

Play Video about Modives: Insurance Verification & Monitoring

Stop Wasting Time With Old Processes

Stop manually collecting documents, risking human error with visual coverage analysis, calling insurance carriers, or relying on third-parties that risk your customers’ data.

Stop making expensive API connections and reviewing coverage reports to see if you can find discrepancies.

Start saving time, removing compliance risks, and creating a best-in-class insurance verification and monitoring process with Modives.

How It Works - As Easy As 1, 2, 3

Step 1

Trigger Verification for Your Customer

Step 2

Customer Signs In, Verifies Coverage

Embedded Insurance Options if Coverage Inactive or Inadequate

Step 3

You and Customer Receive Results

Step 4

Policy Monitored for Changes for Loaners and Short-Term Rentals

How Modives Protects Your Business

Carrier-Confirmed Coverage

Your customer uses their own device to connect with their carrier, verifying coverage in real time through its simple consumer-driven process.

Monitor Coverage

Get notification of cancelation and policy changes in automatically through regular checks, giving you transparency sooner than additional interest letters and helping you fix gaps.

Insurance Expert Analysis

Skip manually reviewing coverages to make sure they meet requirements. Our decades of insurance expertise are at work through our AI-driven adequacy engine to give you actionable and easily interpreted results.

Consumer Data Protection

Modives protects your customers’ data in transit and at rest, safeguarding it from risk and removing any potential compliance violations for your business.

Easy to Use

Get set up through our web application and start verifying in less than five minutes. If you want to keep an eye on their insurance policy, set up regular monitoring in just a few clicks.