Press
Modives and IDScan.net Disrupt Auto Industry by Exposing Widespread Transaction Risks
CheckMy Driver prevents millions in losses, catches ID and insurance compliance issues in more than 22.5% of auto transactions
Charlotte, NC, October 16, 2025 — Modives today announced industry-shifting results six months after leveraging IDScan.net’s Digital Identity Verification Engine DIVE for identity verification in CheckMy Driver, the Modives application for auto transactions.
Modivesʼs results showed that 22.5% of auto transactions it verified through CheckMy Driver involved either a fake ID or insurance that was inactive, inaccurate, or inadequate, exposing substantial risks for auto dealers, rental companies, service departments, and financial institutions.
To combat the rise of synthetic identity fraud, a threat TransUnion estimates at a $3.3B loss exposure for lenders, CheckMy Driver leverages advanced ID verification to validate identity documents through a partnership with IDScan.net.
“Fraud in auto transactions is evolving quickly, and winning that fight requires more than detection… it requires an end-to-end approach,” said Jimmy Roussel, CEO, IDScan.net. “Our DIVE technology plus Modivesʼs remediation and insurance capabilities create an industry-leading workflow that reduces fraud, speeds transactions, and protects the bottom line.”
Since launching the integration, the solution’s DIVE technology has used forensic checks to flag sophisticated fraud and deepfake imagery, which has led to:
• Identifying 2.5% of all examined IDs as fraudulent
• Preventing millions of dollars in potential losses during auto transactions
• Finding an additional 20% of auto insurance policies verified or monitored during transactions were inactive, inaccurate, or inadequate, creating coverage gaps, and working with those divers to get their policies back in compliance through its automated remediation process and embedded insurance solutions from Modives' 48-state licensed insurance agency
“In our fast-paced, high-volume dealership, there’s no time to waste,” said Suzanne Cochrane, general manager at Helms Bros. Mercedes in Queens, NY. “But CheckMy Driver’s process made it easy to verify our customers’ insurance and identity, fitting right into our flow and catching dozens of insurance policies that could put us at substantial risk. All it takes is one mistake and we could be hit with a crippling loss or FTC violation. CheckMy Driver protects us from those risks.”
CheckMy Driver can either be used in person during transactions including leasing/buying a car, test drives, or service loaner rentals, or it can be completed along with ID verification before an appointment through CheckMy Driver’s Express Check-In capability, sending drivers text message and email links to complete verification before their appointment.
“The proliferation of AI is driving an explosion in synthetic fraud during auto transactions, but itʼs not enough to just identify the problem,” said Modives CEO Fred Waite. “Finding synthetic fraud is critical, but you must close the loop. Our ability to remediate the issue using Modives Insurance Agency helps the consumer get back in compliance quickly and easily, removing friction from the transaction. That complete solution is why DIVE and CheckMy Driver partner so perfectly to protect businesses like auto dealers, rental companies, service departments, and lenders.”
Modivesʼs results showed that 22.5% of auto transactions it verified through CheckMy Driver involved either a fake ID or insurance that was inactive, inaccurate, or inadequate, exposing substantial risks for auto dealers, rental companies, service departments, and financial institutions.
To combat the rise of synthetic identity fraud, a threat TransUnion estimates at a $3.3B loss exposure for lenders, CheckMy Driver leverages advanced ID verification to validate identity documents through a partnership with IDScan.net.
“Fraud in auto transactions is evolving quickly, and winning that fight requires more than detection… it requires an end-to-end approach,” said Jimmy Roussel, CEO, IDScan.net. “Our DIVE technology plus Modivesʼs remediation and insurance capabilities create an industry-leading workflow that reduces fraud, speeds transactions, and protects the bottom line.”
Since launching the integration, the solution’s DIVE technology has used forensic checks to flag sophisticated fraud and deepfake imagery, which has led to:
• Identifying 2.5% of all examined IDs as fraudulent
• Preventing millions of dollars in potential losses during auto transactions
• Finding an additional 20% of auto insurance policies verified or monitored during transactions were inactive, inaccurate, or inadequate, creating coverage gaps, and working with those divers to get their policies back in compliance through its automated remediation process and embedded insurance solutions from Modives' 48-state licensed insurance agency
“In our fast-paced, high-volume dealership, there’s no time to waste,” said Suzanne Cochrane, general manager at Helms Bros. Mercedes in Queens, NY. “But CheckMy Driver’s process made it easy to verify our customers’ insurance and identity, fitting right into our flow and catching dozens of insurance policies that could put us at substantial risk. All it takes is one mistake and we could be hit with a crippling loss or FTC violation. CheckMy Driver protects us from those risks.”
CheckMy Driver can either be used in person during transactions including leasing/buying a car, test drives, or service loaner rentals, or it can be completed along with ID verification before an appointment through CheckMy Driver’s Express Check-In capability, sending drivers text message and email links to complete verification before their appointment.
“The proliferation of AI is driving an explosion in synthetic fraud during auto transactions, but itʼs not enough to just identify the problem,” said Modives CEO Fred Waite. “Finding synthetic fraud is critical, but you must close the loop. Our ability to remediate the issue using Modives Insurance Agency helps the consumer get back in compliance quickly and easily, removing friction from the transaction. That complete solution is why DIVE and CheckMy Driver partner so perfectly to protect businesses like auto dealers, rental companies, service departments, and lenders.”
About Modives
Modives makes personal insurance verification simple for auto dealerships, property management and landlords. With its patent-pending platform, Modives verifies auto buyer and property renter insurance, eliminating time wasted on manual processes, creating a better customer experience.
For more information or for press inquiries, please contact MediaRelations@Modives.com or visit Modives.com.